Who We Serve

We attract clients who are:

The need for a more sophisticated approach to financial planning.
The ability to utilize leading technologies to assist in investing and monitoring one's portfolio and financial progress.
A critical need for a financial planner who is completely independent — free to choose the investments that best suit you, not just a firm's offerings.

Cash management issues resulting from irregular income.
Tax planning challenges due to multiple streams of income and lack of tax withholding.
A critical need to self-insure for events typically covered by employer-provided benefit plans.

Evaluate alternative strategies regarding Social Security and other government and private benefit programs.
Coordinate tax-efficient distributions from limited retirement funds.
Manage their two largest expenses — healthcare and taxes.

Can you identify with any of the following?

Concerned about your state of emotional and financial preparedness to retire in the near future.
Losing sleep due to violent swings in the financial markets.
Fearing that you may outlive your retirement nest egg.
As domestic partners, experiencing gaps in benefits traditionally made available to those who are married.
Confused by the multiple employee benefit options available to couples.
Worried about who might be able to take care of you when you cannot.
Watching your assets erode from inflation, taxation, and lack of care.
Maximizing benefits from government programs such as Social Security and Medicare.
Anticipating a windfall and needing reassurance on how to best manage it.
Unsure which retirement account to contribute to or withdraw from to minimize taxes and maximize asset life.
Struggling with eldercare, long-term care, and legacy planning issues.

If you are…

—Passionate about your financial independence

—Serious and motivated about taking action

—A believer in long-term professional relationships

Affiliations

CFP® CFP Board Certified Financial Planner Board of Standards, Inc. — cfp.net